Consolidating personal loan mortgage
Depending on how much equity you have in your home, you might be able to borrow against it and use the cash you get to pay off debt.There are mortgage rules in Canada about using your home equity to consolidate debt.A Debt Management Program (DMP) is a way of consolidating your unsecured debts without borrowing more money.
We know that it can be hard to ask for help with your debts, so we do everything we can to answer your call quickly, provide you with the information you are looking for and book you a free credit counselling appointment if that’s what you need.
Depending on the type of debts you have and your overall circumstances, filing a Consumer Proposal may be a good option for you.
Speak with one of our qualified Credit Counsellors to determine if you should also speak with a Bankruptcy Trustee.
Our goal is to provide you with expert advice about your debts so that you can resolve your situation successfully.
If you’re stressed and having trouble paying your debts, get help sooner than later.
Having a loan or repayment plan with one monthly payment that fits your budget will let you pay all of your debts off and get you back on track with your finances.